How to get your motorcycle repairs paid for after an accident
Yesterday at 04:08 PM
If you've been in a motorcycle accident, getting your bike repaired (or replaced) should be a top priority—along with recovering from any injuries you sustained. Unfortunately, insurance companies don’t always make it easy to get the compensation you deserve. Here’s what you need to know about filing an insurance claim, proving fault, and why hiring a motorcycle accident lawyer can maximize your payout.
Filing an Insurance Claim for Motorcycle Repairs
After a motorcycle accident, you typically have two options for filing an insurance claim:
Your Own Insurance – If you have comprehensive or collision coverage, you can file a claim with your insurer. However, you'll still be responsible for your deductible, and your rates may increase.
The At-Fault Driver’s Insurance – If another driver was responsible for the crash, their liability insurance should cover your damages. However, proving fault is essential for getting their insurer to pay.
Proving Who Was At Fault
Insurance companies will try to avoid paying full compensation, so proving that the other driver was at fault is critical. Here’s what you need to do:
Gather Evidence – Take photos of the accident scene, including damage to your motorcycle and the other vehicle, skid marks, and road conditions.
Get a Police Report – The official accident report can be key evidence in your claim.
Talk to Witnesses – If anyone saw the accident, their statements can help support your case.
Check for Traffic Camera Footage – If your accident happened in an area with surveillance cameras, this footage can provide undeniable proof of fault.
Why Hiring a Motorcycle Accident Lawyer Helps
Even if you have solid evidence, insurance companies may still try to minimize your claim. This is where hiring a motorcycle accident lawyer can make a huge difference.
An experienced attorney like Stephen Raynes, a motorcycle accident lawyer in Philadelphia can help by:
Negotiating with insurance companies to ensure you get full compensation for repairs, medical bills, and lost wages.
Filing a lawsuit if necessary to recover damages beyond what the insurer offers.
Ensuring all damages are covered, including the cost of motorcycle repairs, replacement parts, and diminished value.
Helping you recover for bodily harm, including medical expenses, physical therapy, and pain and suffering.
Get Back on the Road Faster
Dealing with insurance companies and legal claims can be overwhelming, but getting the right legal support ensures you’re not left paying for repairs or medical bills out of pocket.
